External Articles

Managing your finances can feel overwhelming at first, especially if you’re new to budgeting or expense tracking. To help you get started, we’ve gathered a selection of external articles that explain common budgeting strategies, tips for staying on track, and ways to make the most of your money. These resources are not part of BUDGIX, but we believe they can offer useful insights and guidance as you build your own financial routine.

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• How to Budget Money: A Step-By-Step Guide
  Source: NerdWallet
  An in-depth walkthrough on creating a budget, choosing a budgeting system, and tracking progress effectively.
  
  
• Budgeting and Goal Setting
  Source: Yale University
  Explains the importance of setting financial goals and using budgeting as a planning tool.
  
  
• Your Guide to Creating a Budget Plan
  Source: Bank of America
  A step-by-step guide to building a sustainable personal budget.
  
  
• 7 Ways to Track Your Monthly Expenses
  Source: NerdWallet
  Practical methods for monitoring monthly expenses, including categorization and building a personalized budget.
  
  
• How to Track Your Monthly Expenses
  Source: Ramsey Solutions
  A practical guide for logging and reviewing monthly spending to keep a budget on track.
  
  
• How to Stick to Your Budget: Track Your Spending
  Source: AICPA
  Offers advice for staying consistent with your budget through simple tracking habits.
  
  
• What is the 50/30/20 Budget Rule?
  Source: PNC Bank
  An overview of the 50/30/20 rule, its benefits, and how to implement it to manage finances effectively.
  
  
• The 50/30/20 Budget Rule Explained With Examples
  Source: Investopedia
  A comprehensive guide to the 50/30/20 budgeting rule, detailing how to allocate income toward needs, wants, and savings.
  
  
• What is the 50/30/20 Rule: A Tool for Effective Budgeting
  Source: Business Insider
  Covers the basics of the 50/30/20 method and who it works best for.
  
  
• Budget 101: Debunking the 50-20-30 Rule
  Source: John Hancock
  A critique of the 50/30/20 rule and discussion of when it may not apply.
  
  
• Are Budgeting and Expense Tracking the Same Thing?
  Source: Sparkful
  Discusses the distinctions and overlaps between budgeting and expense tracking.
  
  
• ‘The Dreaded B-word’: How to Start Budgeting
  Source: The Guardian
  Provides expert advice on initiating and maintaining a personal budget.
  
  
• 7 Easy Ways To Get Your Financial Life in Order
  Source: Time
  Introduces the “One Number Strategy” to simplify budgeting processes.
  
  
• I Want to Be Debt-Free by the Time I’m 30. Here’s How I Budget My $109,000 Salary
  Source: Business Insider
  A personal account detailing effective budgeting strategies to eliminate debt.
  
  

Disclaimer: BUDGIX is not affiliated with any of the sources listed and does not endorse their opinions, methods, or services. These articles are shared solely to help you explore different approaches and ideas as you begin or continue your budgeting journey.