100% Free — All Features Included

Everything you need to manage your finances

No subscriptions, no ads, no hidden costs. Explore every feature below — they’re all yours from day one.

Dashboard

Widgets & insights at a glance

The Home dashboard brings your financial picture together in one place. Interactive widgets let you explore weekly, monthly, or yearly summaries — and drill down into the details with a single click.

BUDGIX Home Dashboard Income & Expense tracking widgets Top Expense widgets Budget Goals Overview widget Widget Insights popover
Dashboard Overview
See your complete financial picture at a glance with a multi-widget dashboard that adapts to weekly, monthly, or yearly views.
Income & Expenses Summary
Track how much you earn versus how much you spend, and identify your top spending categories.
Top Expense Categories
Instantly identify where most of your money goes. See your top and most frequent expenses, plus the top and bottom three categories, so you can spot spending patterns and act on them.
Budget Goals Overview
Monitor progress toward your budget targets. See at a glance which goals you’re on track with and which need attention.
Widget Insights
Click any widget title to reveal deeper insights with interactive charts and drill-down to the transaction level.

Budget Tracking

Every dollar, mapped and measured

Create as many budgets as you need, organize categories the way you think about money, and set targets by percentage or fixed amount. BUDGIX tracks it all — quarterly, yearly, and everything in between.

BUDGIX Budget Table BUDGIX Budget Table Category Forecast tracking BUDGIX Budget Table Transaction drill-down BUDGIX Budget Table Filters
Budget Table
View all your categories across quarters with year-to-date totals, averages, and targets in one comprehensive table.
Forecast
Set spending targets for any category. Track your progress with built-in YTD average and annual projection.
Cell Drill-Down
Click any amount in the budget table to reveal the exact transactions behind it. No guessing — full transparency.
Focus on what you want
Use the filters to choose which columns, categories, or sections you want to focus on.

Charts

See your money in motion

Five interactive chart types give you deep insight into spending patterns, category breakdowns, and forecasts. Filter by time period, category, or budget goal — each chart lets you drill down to individual transactions.

Transactions by Category chart Transactions Timeline chart Income vs Expense Ratio chart Actual vs Forecast chart Total by Budget Goal chart

Transactions

Import, split, organize, repeat

Import bank transactions from CSV, QFX, or OFX files, or create them manually. BUDGIX automatically categorizes imported transactions using keywords you define — and lets you split, annotate, and organize every entry.

BUDGIX Transactions list Add transaction form and category picker Transaction notes and image tab Assign categories form
Transaction List
Search, filter, sort, and edit all your transactions in one place. Every field is accessible and every entry is editable.
Manual Entry
Create income or expense transactions manually with full control over date, amount, category, and description.
Notes & Images
Attach notes and images to any transaction — perfect for keeping receipts or adding context you’ll want later.
Assign Imported Transactions to Categories
After importing, uncategorized transactions that don’t match any known keywords can be easily categorized in batches.

Categories

Organize the way you think

Start with nearly 200 built-in categories or create your own from scratch. Rename, reorganize, activate, or deactivate categories at any time — your budget structure should match the way you think about money, not the other way around.

BUDGIX Categories list Add new top category and subcategory Edit category and add new keywords
Category List
View, search, and manage all your categories in a structured hierarchy. Activate or deactivate categories as your budget evolves.
Add Category
Create custom categories with parent-child relationships. Organize them into groups that make sense for your spending patterns.
Auto-Categorization
Define keywords and phrases that automatically assign categories to imported transactions. Set it up once and save time on every import. Keywords defined in the Assign Categories window will also appear here.

Scheduled Transactions

Set it once, track it always

Recurring bills, subscriptions, and regular income don’t need to be entered every time. Schedule them once and BUDGIX takes care of the rest — automatically adding them to your budget on the right dates.

BUDGIX Scheduled Transactions Add scheduled transaction form Scheduled transaction category selection
Scheduled List
See all your recurring transactions in one place. Edit any scheduled or generated transactions at any time.
Create Schedule
Set up daily, weekly, monthly, or custom recurrence patterns for any income or expense. Transactions are generated automatically.
Category Selection
Assign a category when you create a schedule, and every generated transaction inherits it automatically.

Experience

Designed to get out of your way

BUDGIX is built to feel native on your Mac. Customize preferences, back up your data on your own terms, and explore the app risk-free with preloaded sample budgets. Context-sensitive help is always one click away.

BUDGIX Preferences BUDGIX Backup settings BUDGIX Sample Budgets BUDGIX Help
Preferences
Customize colors, number formats, and display options. BUDGIX adapts to the way you work.
Backups
Back up your entire database automatically or on demand. Restore any backup with a single click — your data, your control.
Sample Budgets
Explore BUDGIX risk-free with two preloaded sample budgets (Joe & Susan). Try every feature before entering your own data. Modify them freely to explore the app, then reset them to their original state.
Context-Sensitive Help
No need to search through documentation pages. Help content adapts to whatever screen you’re on, so answers are always one click away.

Start budgeting your way — for free

No subscriptions. No accounts. No data collection. Just you and your finances.

Download on Mac App Store

Requires macOS 15.0 or later