100% Free — No Subscriptions

Your finances.
Your device.
Your control.

Track income and expenses, set goals, and see your progress in beautiful charts — completely free, completely private, completely offline.

No account needed Offline-first Backup & restore
BUDGIX Joe's Dashboard BUDGIX Susan's Dashboard

BUDGIX comes loaded with two sample budgets to get you started. Experience how features work from day one!

BUDGIX Joe's Dashboard - Yearly BUDGIX Joe's Dashboard - Monthly BUDGIX Joe's Dashboard - Weekly BUDGIX Joe's Dashboard - Next week

Dashboard

Everything at a glance

The Home dashboard gives you a complete picture of your finances across weekly, monthly, and yearly timelines. Interactive widgets let you drill down into top expenses, income-to-expense ratios, budget goals, and more.

  • Multiple timeline views
  • Interactive widgets with drill-down to transactions
  • Income and expense tracking

Budget Tracking

Every dollar, mapped and measured

See all your categories across quarters, track year-to-date totals, and click any cell to reveal the underlying transactions. Set targets and organize categories to match the way you think about money.

  • Views help you focus on 3, 6, or 12 months
  • Categories with forecasted targets and YTD amounts
  • Click any amount in any month to view underlying transactions
BUDGIX Budget Table BUDGIX Budget Cell Highlighted BUDGIX Budget Cell Transactions
BUDGIX Charts Transactions by Category Transactions Timeline Income Expense Ratio Actual vs Forecast Total by Budget Goal

Charts

See your money in motion

Five interactive chart types give you deep insight into spending patterns, category breakdowns, and forecasts. Filter by time period, category, or budget goal to focus on what matters most.

  • Get an exact picture of your finances and focus on the numbers that matter
  • Hover over any chart area to view more details
  • Adjust the chart options to focus on what's important for you

Transactions

Import, split, organize, repeat

Import bank transactions from CSV, QFX, or OFX files, or create them manually. BUDGIX automatically categorizes transactions using keywords you define. Split transactions, add notes and images, and keep everything organized.

  • Import your bank's CSV or QFX/OFX files, manually or by schedule
  • Automatic transaction categorization by keyword
  • Split any imported transaction and add notes & images
BUDGIX Transactions Add Transaction Transaction Notes Transaction Image
BUDGIX Scheduled Transactions Add Scheduled Transaction - Repeat menu Add Scheduled Transaction - End Repeat menu

Scheduled Transactions

Set it once, track it always

Recurring bills, subscriptions, and regular income don't need to be entered every time. Schedule them once and BUDGIX takes care of the rest — automatically adding them to your budget on the right dates.

  • Daily, weekly, monthly, or custom recurrence
  • Upcoming transactions on your dashboard
  • Edit any generated transaction to adjust the amount or description, or add more details

Privacy

Your data lives where you want it

BUDGIX works completely offline. No accounts, no cloud, no data sharing — ever. Your financial information stays on your device at all times. Back up and restore on your own terms.

  • 100% offline — no internet required
  • No accounts or sign-ups
  • Local backup & restore
  • Password protection with Touch ID support
BUDGIX Settings - Backup BUDGIX Profile

Categories, transaction splitting, keywords, import automation, sample budgets, and much more.

See All Features

Start budgeting your way — for free

No subscriptions. No accounts. No data collection. Just you and your finances.

Requires macOS 15.0 or later